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Full Profile Tenant Referencing

Our in-depth tenant background screening service

Response Time: Average 48 hours

We believe our Full Profile Service does more than any other product available in the industry to minimise the risk of defaulting tenants. Our cost effective nationwide service provides the greatest depth of enquiry currently available to Letting Agents in the UK and we aim to respond within forty eight hours.

Each full profile includes:

Employment Status & Income confirmation
Information about the applicant’s current employment and salary information are obtained from the employer in writing. Confirmation of the applicant's employment status, length of service and salary package is obtained. If the applicant has been employed for less than 1 month then a reference will be taken up with the previous employer to ensure there was no detrimental reason for leaving. If the applicant is self-employed we will obtain a reference from their accountant wherever possible and obtain copies of the most recent set of accounts. Other forms of proof of income can be accepted but this will depend on other factors.

Address verification/Residency confirmation

Each applicant's history of residence is confirmed. We can confirm if the applicant has given us the correct addresses and locate missing addresses through a variety of different information media.

County Court Judgments/Bankruptcy Data
Each address supplied is searched for CCJ's, Bankruptcy and IVA data. In addition to this any additional addresses located will be searched.

Bank Account Validation
The information provided by the applicant is verified to be valid and correct.

Existing Credit Agreements
Number of previous and open credit accounts checked.

TDFT Data
Our in-house database contains approximately 220,000 records of previous tenancy applications. Our database is updated with default data, fraudulent applications and theft cases and is proving to be a very useful tool.

Previous Landlord/Letting Agent Reference
Enquiries are made to establish if the current tenancy has been conducted in a satisfactory manner and that all obligations under the agreement have been met.

Affordability calculation
Each applicant or guarantor report includes a suggested rental limit that is manually calculated taking into consideration existing financial commitments.